Ch.2 · Advantages and Limitations of Mutual Funds · hard

What is a Fund of Funds (FoF) investing in overseas funds, and how is it taxed?

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EXPLANATION

Overseas Fund of Funds are taxed as debt funds regardless of the underlying international fund's nature. This means STCG is added to income and taxed at slab rates, and LTCG (after 2 years) is taxed at 20% with indexation. This is an important distinction from domestic equity FoFs.

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