Ch.6 · Distributor Commission Structure · medium

What is an 'Investment Policy Statement' (IPS) in the context of financial planning for mutual fund clients?

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EXPLANATION

An Investment Policy Statement (IPS) is a formal document (not SEBI-mandated but best practice) that captures the investor's financial goals, risk tolerance, time horizon, liquidity needs, tax situation, and agreed investment strategy. It serves as a reference for making scheme recommendations and tracking progress.

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