Ch.6 · ARN and EUIN Rules · medium

What is 'portfolio rebalancing' and why should distributors advise clients on it?

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EXPLANATION

Portfolio rebalancing involves periodically restoring the portfolio to the target asset allocation (e.g., 60% equity, 40% debt) when market movements cause drift. If equity rallies strongly, it may become 75% of the portfolio — rebalancing involves selling some equity and adding to debt to restore the 60:40 target.

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