Ch.1 · Savings vs Investment Avenues · hard

What is the primary purpose of the National Pension System's (NPS) annuity requirement at maturity?

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EXPLANATION

NPS requires that at least 40% of the corpus be used to purchase a life annuity from an IRDAI-regulated insurance company at maturity. This ensures the subscriber receives a regular income (pension) throughout retirement, fulfilling the scheme's core social security objective.

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