Ch.1 · Comparing Financial Products · medium

Which of the following statements about the National Pension System (NPS) is CORRECT?

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EXPLANATION

NPS is a defined contribution, market-linked retirement scheme regulated by PFRDA. It is open to all Indian citizens aged 18–70. Returns depend on asset allocation chosen. At maturity, 60% can be withdrawn tax-free; 40% must be used to purchase an annuity.

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