Ch.3 · Sponsor, Trustee and AMC Roles · medium

What is a 'joint holding' in mutual fund accounts?

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EXPLANATION

Joint holdings allow up to 3 individuals to hold mutual fund units in a single folio. The first holder is the primary account holder for all communications and tax purposes. Depending on the mode of holding: 'Either or Survivor' allows either holder to transact independently; 'Joint' requires all holders to sign for transactions. On death of one holder, the surviving holder(s) continue ownership.

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