Ch.8 · Dividend and STT Taxation · medium

What is the TDS rate on capital gains from equity mutual fund redemptions by resident Indians?

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EXPLANATION

No TDS is deducted on capital gains from mutual fund redemptions for resident individual investors. They are responsible for declaring capital gains in their income tax return and paying advance tax if applicable. However, TDS IS deducted on IDCW payments (if > ₹5,000 per year). This contrasts with NRIs where TDS is deducted on both redemptions and IDCW.

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