Ch.8 · Capital Gains Tax on Mutual Funds · medium

What TDS rate is applicable on IDCW payments from mutual funds to resident investors?

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EXPLANATION

TDS at 10% is deducted by the AMC on IDCW payments to resident individual investors when the total IDCW paid to that investor exceeds ₹5,000 in a financial year. For NRI investors, TDS rates are higher (typically 20% or as per applicable tax treaty). The TDS certificate (Form 16A) is issued by the AMC for the TDS deducted.

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