Ch.12 · Model Portfolios and Asset Allocation · medium

An investor says: 'I want high returns but I cannot sleep at night when my portfolio falls even 5%.' What does this indicate?

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EXPLANATION

This is a classic case of high return aspiration conflicting with low risk tolerance. The investor wants equity-level returns but cannot handle equity volatility. The distributor's role is to educate the investor on the risk-return trade-off and recommend a product that matches their actual (not aspirational) risk profile.

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